Option 3: Do nothing



• Vehicle rental establishments typically have comprehensive insurance policies that cover all their vehicles. These policies will take care of damage done to properties and vehicles of other people; damage more than the excess are charged to you the customer.• In case of an accident (whether major or minor), rental companies would quickly bill your credit card the maximum damage
• You are not required by law to buy a Rental Vehicle Excess Insurance or a Collision Damage Waiver. Such products are completely optional.• Excess fee can reach $3,000–$8,250 depending on the company and the type of car you rented
• Your only option in case of an accident is to pay the full excess amount.
Total Cost:
$0 each day but can reach $2,500 if you have an accident.