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Please explain the meaning of the phrase “this cover does not take the place of rental vehicle insurance and only provides cover for the excess component up to the applicable benefit limit”.

Rental firms have insurance for their vehicles. A customer is only liable for the excess, not the full replacement value of the vehicle.

The phrase mentioned above confirms that the insurance plan covers the rental car’s excess up to its benefit ceiling, not the full replacement value of the vehicle.

Please see the Product Disclosure Statement (PDS) for the complete terms and conditions.

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