Baggage insurance or personal effects coverage is a type of travel insurance that provides protection for your luggage and personal belongings while you are traveling. This coverage typically includes reimbursement for lost, stolen, or damaged luggage and personal effects such as clothing, electronics, and jewelry. Some policies may also cover expenses related to delayed baggage, such as buying necessary clothing and toiletries while you wait for your luggage to arrive. It is important to note that certain exclusions may apply and you may need to report any losses to the airline, airport, police or other relevant authority in order to be eligible for reimbursement. If you are planning a trip and want to protect your luggage and personal belongings, it may be worth considering baggage insurance or personal effects coverage as part of your travel insurance policy.
CarInsuRent’s car rental excess waiver insurance also provide coverage for baggage and personal belongings. Our coverage include your trunks, suitcases, and other such containers, as well as the contents of these containers and items that you wear or carry with you. Excluded are bicycles, valuables, things you plan to sell, money, cheques, currency notes, bank notes, travel documents, passports, negotiable instruments, software, electronic data, intangible items, watercraft (except for surfboards), home appliances, furnishing, furniture, rented objects or any other objects stated as an exclusion on your Certificate of Insurance.
You are expected to exert all logical efforts to protect your baggage, personal belongings, and valuables. If you leave such items unattended in a public area, CarInsuRent will not reimburse your claim.
The highest amount CarInsuRent will reimburse is $500 each person for all baggage and personal belongings combined.
We encourage you to read our full guide about Collision Damage Waiver to learn what is CDW Insurance.
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