No — damage resulting from civil unrest or public disorder is excluded under the “war, insurrection, rebellion” exclusion clause.
What should you do if traveling in areas with potential civil unrest?
1. Avoid known protest zones or high-risk areas.
2. Document damage promptly with timestamped photos and (if possible) a police report.
3. Review your rental agreement and local supplemental insurance options.
4. Consider obtaining extra coverage specifically for riot / civil commotion if available.
