Quick, Easy and Affordable Car Hire Excess Insurance

When you are travelling and you rent a car, the hire price normally includes Collision Damage Waiver (CDW) insurance covering you for accidents. However, even if you have CDW insurance you have an obligation to pay for the repairs needed in case the car gets stolen or damaged while it is under your custody. The amount you need to pay in case of an accident is called an “excess” or “liability”. The excess is the amount of money that the hire company will expect you to pay towards the cost of any damage the car suffers while it is on hire to you. The sums involved can be very high – up to US$ 4,500 in some cases.

In most cases when you pick up the car you’ve hired the car rental company will offer you the option to purchase Super Collision Damage Waiver to minimize or remove the excess cost, but this is usually expensive and is normally an unexpected extra cost to your holiday.

Given the scale of your potential financial exposure in this case, protecting yourself with our Car Hire Excess Insurance just might make sense. You can cover these costs for less with us before you travel. We offer the Best Car Hire Excess Insurance, which is a reimbursement policy which is designed to help you avoid these large excess costs.

CarInuRent combine great value cover with high quality customer care. We offer both Car Hire Insurance Europe and Worldwide Car Rental Insurance policies. If you are a frequent traveler and are likely to hire two or more times a year, our Annual Car Hire Excess Insurance cover for multiple rentals anywhere in the world. This type of Rental Car Insurance policy offer great value and 365-days peace of mind.

Our Car Hire Insurance policy covers all nominated drivers included in the rental agreement, as long as they are 21–75 years old and have a valid driver’s license.

We cover damages excluded by others such as charges billed to you due to damage to the rental car’s windscreen, auto glass, tires, undercarriage or roof. We cover single-vehicle accidents, baggage and personal belongings as well as replacement of a lost or stolen Rental Car key.

You’re tired after a long flight, and it’s finally your turn at the rental car counter. The agent is pleasant until it’s time to talk about the Rental Car Insurance. This is the time when he will try to push the rental car’s excess waiver coverage.

In most European countries and in Australia, your car rental price will include Collision Damage Waiver (CDW). This is a protection that caps your financial obligation to an amount called excess (in UK English) or deductible (in US English) if the vehicle is damaged in a collision. CDW have a lot of exclusions hidden in the fine print and in many cases rental companies exaggerate the cost of repairs and find imaginary damages. What many renters don’t know is that rental firms do not profit off their vehicles but earn money from other things they can bill to the customers, such as Rental Car Damage. In order to reduce your liability to zero, you might be tempted to buy Super Collision Damage Waiver (SCDW) or any other type of excess reduction from car rental companies. Beware, as this option will be a lot more costly than other choices.

If you choose to buy the Best Car Rental Excess Insurance from CarInsuRent, your policy will cover the excess charged by all licensed rental vehicle suppliers. Our Rental Car Excess Insurance cover single-vehicle accidents, damage to the tires, windscreen, glass, underbody & roof as well as cover lost, stolen or accidentally damaged baggage, and personal belongings.

If you are travelling and renting a car for more than 12 days, or if you are hiring cars around the world, our Worldwide Car Excess Insurance is ideal for the frequent traveler and cover rentals almost anywhere in the world. With Annual Car Hire Insurance you can simply avoid paying for your car rental excess waiver insurance each time you hire a car.

Of course, you can always choose to Do Nothing and not to purchase anything. In case of an accident (whether major or minor), rental companies would quickly bill your credit card the maximum damage. The sums involved can be very high – up to US$ 4,500 in some cases.

Planning a campervan or motorhome adventure? Make sure you’re covered with Campervan Hire Excess Insurance to protect against unexpected costs on the road.

So we know that at the time when you reach the rental car counter you want to get the agent off your back, and get on with your trip. If you purchase your Car Rental Excess Insurance right now, you will be able to cover your risk and get your keys faster.