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Yes. Insurance for a single day is available.
Rental Car Insurance Ireland: Daily and Annual Coverage from US$ 6.49
Renting a car in Ireland offers a fantastic opportunity to explore the stunning landscapes, historic sites, and charming towns at your own pace. However, before embarking on your Irish adventure, it’s essential to understand the ins and outs of car rental insurance. Car rental insurance provides financial protection and peace of mind in case of accidents, damage, or theft during your rental period.
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Get StartedRental Car Insurance Ireland Coverage Chart
| Warranty | What does it cover? | How much does it cover? |
|---|---|---|
| Damage due to collision or theft | Reimbursement of the deductible applied by the rental company as a result of accidental damage caused to the vehicle, including tires, windshield, underbody and other parts | $ 2,500 - $ 4,500 |
| Improper Fuel Use Charges | Tank emptying costs and vehicle towing, when the wrong fuel is refueled into the vehicle by mistake. | $ 500 |
| Loss or theft of keys | In the replacement of lost or stolen keys, including lock and locksmith costs. | $ 500 |
| Towing charges | Covers the tow truck of the rented car in the event of a breakdown or accident. | $ 500 |
| Vehicle return charges | If as a result of an accident or illness with hospitalization you cannot return the vehicle. | $ 250 |
| Personnal belongings | In case your baggage, personal belongings or valuables are taken, permanently lost or unintentionally damaged during your trip | $ 500 |
| Hotel expensses | If You are unable to use your rental vehicle as a result of it being stolen or damaged | $ 150 |
Vehicle rental excess insurance
What is insured?
- Excess reimbursement up to US$ 4,500
- Damage Waiver (LDW) up to US$ 4,500
- Towing charges up to US$ 500
- Improper fuel charges up to US$ 500
- Loss or theft of keys up to US$ 500
- Vehicle return charges up to US$ 250
- Personnal belongings up to US$ 500
- Hotel expenses up to US$ 150
What is not covered?
- Damage to the vehicle or property of a third party
- Damage caused by a person not authorized to drive the rented vehicle
- Mechanical failure of the rented vehicle
- Loss or damage to the vehicle’s interior that is not related to a collision.
- Parking tickets or fines, traffic violations and such
- Any loss that occurs outside the validity of the insurance
- Any rental contract of more than 45 days
Is the coverage subject to any type of restrictions?
- Any claim resulting from a direct breach of any of the terms and conditions of your rental agreement
- Any person under 21 or above 84 years of age
- Rentals that begin or end outside the insurance period, as indicated on the insurance certificate
- The policyholder must be designated as the main driver in the rental agreement
- The maximum amount that can be claimed for a single loss is US$ 4,500
- Damage to Recreational vehicles (RVs) / Motorhomes / Campervans (unless you have purchased a specific cover)
- Damage to vehicles provided by a peer-to-peer vehicle rental service platform or a subscription vehicle service is excluded (unless purchased specific coverage)..
Where do I have coverage?
- Anywhere in the world except trips in, to or through Afghanistan, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Russia, Sudan, Syria, Ukraine and Zimbabwe
What are my obligations?
- When applying for your policy, you must exercise reasonable care to honestly and carefully answer any questions asked.
- You must take all reasonable steps to avoid or reduce any loss (for example, you must report accidents or other damage to your rental company nd to CarInsuRent as soon as reasonably possible).
- If you make a claim, you must provide the documents and other evidence that claims handlers need to process your claim.
- You must repay any sums to which you are not entitled (for example, if we pay your claim for an accident which is later compensated by a third party).
- You must not violate the terms of the rental agreement.
When and how do I make the payment?
- The premium must be paid in full before the policy start date. Payment can be made by credit or debit card or PayPal through our website
What is the start and end date of coverage?
- As set out in the insurance certificate, as agreed in the application process, your policy will cover you from the start date and time of your booking to the end date and time of your booking.
How do I cancel the contract?
- You can cancel your policy before the start date or within 14 days from your purchase through our customer service team.
Fabulous service. There was some damage to the car, which the rental company claimed was my fault, which I totally refuted. Following a few e-mails between them and myself, they decided to charge my credit card for the damage, and I had no option but to pay. I opened a claim at CarInsuRent, and within a few days they reimbursed me the whole amount.
Rental Car Insurance in Ireland Comparison: CarInsuRent vs. Cost at Counter
We compared and analyzed Super Collision Damage Waiver costs for a 7-day rental of a standard car class (July 1st – July 7th). The car rental insurance rates listed here are subject to change by the car rental companies without notice. For the most up-to-date pricing information, we encourage you to request a free online quote prior to booking. CarInsuRent’s car hire excess protection for rental vehicles in Ireland offers the same coverage at a 70% lower cost!
| Car Rental Company | Collision Damage Waiver (CDW) + Theft Protection (TP) | Avg. Super Collision Damage Waiver Cost at Counter* | Avg. Insurance Deductible at Counter* | Avg. Cost for Rental Car Excess Insurance with CarInsuRent | Cost of Deductible with Zero-Excess from CarInsuRent |
| Avis | Included at the rental price | € 24.00 | € 2,700 | US$ 6.49 per day or US$ 94.90 for annual coverage | $0 USD |
| Budget | Included at the rental price | € 24.00 | € 2,700 | US$ 6.49 per day or US$ 94.90 for annual coverage | $0 USD |
| Enterprise | Included at the rental price | € 21.99 | € 1,600 | US$ 6.49 per day or US$ 94.90 for annual coverage | $0 USD |
| Europcar | Included at the rental price | € 24.75 | € 1,856 | US$ 6.49 per day or US$ 94.90 for annual coverage | $0 USD |
| Hertz | Included at the rental price | € 29.13 | € 2,500 | US$ 6.49 per day or US$ 94.90 for annual coverage | $0 USD |
| Sixt | US$ 31.35 per day | € 27.00 | € 2,700 | US$ 6.49 per day or US$ 94.90 for annual coverage | $0 USD |
Avis Rental Car Insurance in Ireland
The Importance of Ireland Car Hire Insurance
In this article, we’ll delve into the intricacies of Ireland car rental insurance, helping you navigate the various coverage options and make informed decisions. We’ll discuss the mandatory insurance requirements, the types of coverage available, and provide tips for evaluating your insurance needs. Additionally, we’ll explore ways to save money on car rental insurance while ensuring you have adequate protection.
By understanding Ireland car rental insurance, you can embark on your journey with confidence, knowing that you are prepared for any unforeseen circumstances. So let’s dive in and uncover the essential information you need to make the right insurance choices for your Irish car rental adventure.
Car hire insurance in Ireland is of utmost importance when renting a car to explore the country’s beautiful landscapes and vibrant cities. It provides essential protection and peace of mind, ensuring you are financially covered in case of accidents, damage, or theft during your rental period. Understanding the importance of car hire insurance in Ireland can help you make informed decisions and avoid potential risks.
- Financial Protection: Car hire insurance safeguards you from unexpected expenses that may arise due to accidents or damage to the rental vehicle. Without adequate insurance, you could be liable for costly repairs or even the full value of the vehicle in case of theft or total loss. Car hire insurance transfers this financial risk to the insurance provider, protecting your wallet from significant financial burdens.
- Compliance with Legal Requirements: In Ireland, car rental companies are legally required to provide a minimum level of insurance coverage. This typically includes third-party liability insurance, which covers damages caused to other vehicles or property. By ensuring you have appropriate car hire insurance, you comply with legal obligations and avoid potential legal consequences.
- Peace of Mind: Renting a car and exploring unfamiliar roads can be exciting, but it also comes with uncertainties. Car hire insurance offers peace of mind, allowing you to focus on enjoying your journey without worrying about potential accidents or damage. With insurance coverage in place, you can travel with confidence, knowing that you have financial protection should any unforeseen incidents occur. However, it’s worth noting that Ireland car rental insurance usually has a deductible amount, which means you may still be responsible for a portion of the repair costs.
- Rental Company Requirements: Most car rental companies in Ireland require customers to provide proof of insurance coverage before renting a vehicle. Having car hire insurance ensures you meet the rental company’s requirements, allowing you to smoothly proceed with your rental without any delays or complications.
- Protection for Personal Belongings: Some car hire insurance policies may also offer coverage for personal belongings in case of theft or damage while in the rental vehicle. This can provide additional security and reimbursement for any losses you may incur during your journey.
In summary, the importance of car hire insurance in Ireland cannot be overstated. It provides financial protection, legal compliance, peace of mind, and meets rental company requirements. By obtaining comprehensive insurance coverage, you can fully enjoy your Irish adventure, knowing that you are adequately protected against potential risks and unforeseen circumstances.
Ireland Car Rental Insurance Explained – Types of Car Hire Insurance Ireland
When renting a car in Ireland, it’s essential to have a clear understanding of the different types of car rental insurance available. Having the right insurance coverage ensures that you are adequately protected and can enjoy your journey without unnecessary worries. Let’s explore the types of car hire insurance in Ireland:
- Collision Damage Waiver (CDW): Collision Damage Waiver, commonly known as CDW, is a type of car hire insurance that covers the cost of repairs or replacement of the rental vehicle in the event of a collision, accident, or damage. CDW typically includes an excess amount that the renter is responsible for in case of damage. It’s important to carefully review the excess amount and consider purchasing additional coverage to reduce or eliminate this excess.
- Theft Protection: Theft protection insurance covers the cost of replacing the rental vehicle if it is stolen or vandalized. It provides financial protection against the loss of the vehicle and its accessories. Like CDW, theft protection insurance usually includes an excess amount, which can be reduced or eliminated with additional coverage.
- Supplementary Liability Insurance (SLI): Supplementary Liability Insurance, or SLI, offers additional coverage for third-party bodily injury and property damage. It protects you against potential legal and financial liabilities if you are involved in an accident that causes harm to others or their property. While basic liability coverage is usually included in the rental price, opting for SLI provides higher coverage limits, giving you added peace of mind.
- Personal Accident Insurance (PAI): Personal Accident Insurance provides coverage for medical expenses, accidental death, and disability resulting from a car accident during the rental period. This optional insurance can provide additional financial protection for you and your passengers in the unfortunate event of an accident.
- Excess Waiver: Ireland car hire excess insurance is an optional coverage that reduces or eliminates the excess amount you would be responsible for in case of damage or theft. It offers extra protection and can help you avoid significant out-of-pocket expenses. It’s worth considering an excess waiver to minimize your financial liability.
It’s important to note that Ireland car rental insurance policies may vary among different rental companies. Read the terms and conditions carefully, paying attention to any exclusions, limitations, and excess amounts. Additionally, consider checking if your existing personal car insurance or credit card benefits provide any coverage for car rentals in Ireland.
Damage to rental car
Car Hire Insurance Insurance Ireland Cost
The cost of car hire insurance in Ireland can vary depending on several factors, including the type of coverage, rental duration, rental company, and the level of excess chosen. It’s important to consider these factors and understand how they can impact the overall cost of insurance. Here’s an overview of the factors that influence car hire insurance costs in Ireland:
- Type of Coverage: The type of coverage you choose plays a significant role in determining the cost. Basic coverage, such as Ireland Collision Damage Waiver (CDW) and Theft Protection, is typically included in the rental price, but it may have an excess amount that you would be responsible for in case of damage or theft. Opting for additional coverage, such as excess waivers, personal accident insurance, or supplementary liability insurance, will increase the overall cost of your insurance.
- Excess Amount: The excess amount is the portion of any claim that you are responsible for paying out of pocket. Higher excess amounts generally result in lower insurance premiums, as you are assuming more financial risk. However, it’s important to carefully evaluate the excess amount and consider whether it is affordable for you in case of an incident. The excess amount can be several hundred pounds or even up to £2,500. You may choose to reduce the excess by purchasing additional coverage, but this will increase the insurance cost.
- Rental Duration: The duration of your car rental can impact the cost of insurance. Insurance providers may offer different pricing options for short-term rentals (e.g., daily or weekly) versus long-term rentals (e.g., monthly). It’s advisable to inquire about any discounts or promotions available for longer rental periods. CarInsuRent car hire excess insurance can range from a few pounds a day to £75 for an annual policy, and provide significant savings compared to paying the rental company’s excess fee.
- Rental Company: Different car rental companies may offer varying insurance rates, so it’s worth comparing prices and coverage options from multiple providers. Some rental companies may include certain insurance coverage as part of their standard package, while others may offer more comprehensive coverage for an additional cost.
- Personal Factors: Factors such as your age, driving experience, and any previous insurance claims history can also influence the cost of car hire insurance. Younger drivers or drivers with less experience may face higher insurance premiums due to a perceived higher risk.
To determine the precise cost of car hire insurance in Ireland, it’s advisable to request quotes from rental companies or external insurance providers based on your specific rental details and insurance requirements. Compare the coverage and costs to make an informed decision that provides you with the necessary protection at a reasonable price. Remember that while cost is a significant consideration, it’s equally important to ensure that you have adequate coverage for your peace of mind during your car rental experience in Ireland.
See How Much You Can Save on Your Ireland Rental Car Insurance
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Frequently Asked Questions (FAQ)
Can I buy a plan for just one day?
Can I buy a plan for part of my rental only?
No. We provide a single journey plan. You are covered from the time you pick up the rental car up to the time you return it or on the last date written on your Certificate of Insurance, whichever comes first.
Can I buy a plan when I pick up my rental car?
No. You should purchase a policy before starting your travel.
Find the answers you’re looking for to the most frequently asked car hire insurance questions as well as other questions relating to our products and services.
You most certainly know how to keep a reader’s attention.
Wonderful job. I really loved how you presented it.
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The CarInsuRent Team