Quick, Easy and Affordable Car Hire Excess Insurance

Compatible with ALL major car rental companies WORLDWIDE!

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Customers Reviews

Great experience: fast reaction time, high flexibility, good service!
Buying a new insurance contract I made a mistake in my contract starting date thus I needed to contact to the CarInsurent support immediately, asking some modification before my trip. They were flexible with my issue, resolved my problem immediately; thus I could start my trip with a corrected contract, fully stress-free. Based on my experience, their reaction time is fast; furthermore the support team is very kind, helpful and always try to find the best solution. I bought my insurance 2nd time, and still recommend this company for others too if anyone is interested in similar service to be taken. Thank you CarInsurent!

I had a fantastic experience with CarInsurent. Their service was exceptional, and they handled my claim swiftly and efficiently after an accident. Their team was responsive, professional, and caring throughout the process. I highly recommend CarInsurent for anyone in need of car rental insurance.

I read about carinsurent.com on a travel blog that gave them a very warm recommendation. I'm super happy I gave them a try: the service is prompt and friendly. I'll be spreading the good word in my community and will be insuring with them again and again.

Our Benefits


We reimburse your excess

If your hire car is involved in an accident or is stolen while in your care, we will reimburse you for the excess charged by the rental company


We cover damages excluded by others

We cover damages excluded by others – We also reimburse charges billed to you due to damage to the rental car’s windscreen, auto glass, tyres, undercarriage or roof.


All welcome

Not EU or UK resident, not a problem! Non-EU or non-UK residents can also purchase a policy.

Explore the best offers and benefits using our services

  • We cover all nominated drivers
  • Fast Claims
  • We cover single-vehicle accidents
  • Worldwide cover
  • We cover baggage and personal belongings
  • Many vehicle types covered
  • We cover the replacement of a lost or stolen Rental Car key
  • Multi trips
  • We cover exorbitant rental company fees added to your repair bill
  • Local Rentals
  • We cover rentals for up to 45 days

Our Most Popular Offers and Deals

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Basic Daily Plan



Single Trip Get a Quote

Europe Annual Plan



Multi Trip Get a Quote

Worldwide Annual



Worldwide Annual Plan Get a Quote

What is Car Hire Excess Insurance?


When you are travelling and you rent a car, the hire price normally includes Collision Damage Waiver (CDW) insurance covering you for accidents. However, even if you have CDW insurance you have an obligation to pay for the repairs needed in case the car gets stolen or damaged while it is under your custody. The amount you need to pay in case of an accident is called an excess or “liability”. The excess is the amount of money that the hire company will expect you to pay towards the cost of any damage the car suffers while it is on hire to you. The sums involved can be very high – up to €2,500 in some cases.

In most cases when you pick up the car you’ve hired the car rental company will offer you the option of upgrading your insurance to minimize or remove the excess cost, but this is usually expensive and is normally an unexpected extra cost to your holiday.

Given the scale of your potential financial exposure in this case, protecting yourself with Best Car Hire Excess Insurance just might make sense.

You can cover these costs for less with us before you travel. We offer Car Hire Excess Waiver insurance, which is a reimbursement policy which is designed to help you avoid these large excess costs.

CarInuRent.com combine great value cover with high quality customer care. At CarInsuRent.com we offer both European and Car Hire Excess Insurance Worldwide policies. If you are a frequent traveler and are likely to hire two or more times a year, our annual car hire excess insurance cover for multiple rentals anywhere in the world. Annual rental car excess insurance policies offer great value and 365-days peace of mind.

Our policy covers all nominated drivers included in the rental agreement, as long as they are 21–75 years old and have a valid driver’s license.

We cover damages excluded by others such as charges billed to you due to damage to the rental car’s windscreen, auto glass, tyres, undercarriage or roof. We cover single-vehicle accidents, baggage and personal belongings as well as replacement of a lost or stolen Rental Car key.

See How Much You Can Save on Your Car Rental Insurance

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Do You Need Rental Car Insurance?


You’re tired after a long flight, and it’s finally your turn at the rental car counter. The agent is pleasant until it’s time to talk about the Rental Car Insurance. This is the time when he will try to push the rental car’s excess waiver insurance.

Insurance products sold by vehicle rental firms, such as CDW and Loss Damage Waiver (LDW) are not a good deal. Aside from being overpriced, they have a lot of exclusions hidden in the fine print. Rental companies also exaggerate the cost of repairs and find imaginary damages. What many renters don’t know is that rental firms do not profit off their vehicles but earn money from other things they can bill to the customers, such as insurance. Insurance scams are therefore a common source of revenue in this industry.

If you are tempted to buy Super Collision Damage Waiver (SCDW) or Excess Reduction from car rental companies, it will be a lot more costly than other choices.

If you choose to buy car rental excess insurance from CarInsuRent.com, your policy will cover the excess charged by all licensed rental vehicle suppliers. Our excess reimbursement insurance cover single-vehicle accidents and damage to rental cars, damage to the tyres, windscreen, glass, underbody & roof as well as cover lost, stolen or accidentally damaged valuables, baggage, and personal belongings.

I have used carinsurent car hire excess insurance for 3 years.

Unfortunately Avis charged me EUR 360 for a tiny scratch and also I had to claim. Although it took them 6 weeks to finalize the claim (probably due to covid19), I got the money and I am pleased to recommend.

Ella Mikayla

If you are travelling and renting a car for more than 12 days, or if you are hiring cars around the world, our Worldwide Hire Car Excess Insurance is ideal for the frequent traveler and cover rentals almost anywhere in the world. With annual car hire insurance you can simply avoid paying for your car rental excess waiver insurance each time you hire a car.

Of course, you can always choose to Do Nothing and not to purchase anything. In case of an accident (whether major or minor), rental companies would quickly bill your credit card the maximum damage. The sums involved can be very high – up to €2,500 in some cases.

So we know that at the time when you reach the rental car counter you want to get the agent off your back, and get on with your trip. If you purchase your Car Rental Excess Insurance right now, you will be able to cover your risk and get your keys faster.

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Frequently Asked Questions (FAQ)

Can I buy a plan for just one day?

Yes. Insurance for a single day is available.

Can I buy a plan for part of my rental only?

No. We provide a single journey plan. You are covered from the time you pick up the rental car up to the time you return it or on the last date written on your Certificate of Insurance, whichever comes first.

Can I buy a plan when I pick up my rental car?

No. You should purchase a policy before starting your travel.

Find the answers you’re looking for to the most frequently asked car hire insurance questions as well as other questions relating to our products and services.

Visit the FAQ page