Does the Insurance Cover Roof and Undercarriage Damage?

Yes, our insurance covers both roof and underbody damage.

What is a Car’s Undercarriage?

When referring to a car, the undercarriage refers to the system of parts underneath the car’s main cabin that makes direct contact with the road. This includes essential components such as the exhaust system, suspension, and gas tank. It is crucial to keep the undercarriage in good condition because it helps maintain the car’s balance, stability, and safety. Additionally, a well-maintained undercarriage can help protect the car from external damage, such as pebbles or stones that may fly up and hit the car while driving.

What Causes Undercarriage Damage?

Undercarriage damage can be caused by various factors, depending on the type of vehicle. For cars, driving on muddy or wet roads can cause damage to the undercarriage. Mud holds moisture, which can cause rusting and corrosion of metal parts, leading to potential problems unless treated. Furthermore, road salt, used to melt ice and snow on roads during winters, can also cause damage to the undercarriage of a car, leading to rusting and metal corrosion. To prevent undercarriage damage, it is essential to keep the vehicle clean, have regular inspections, and perform necessary repairs and replacements as needed.

Does Car Rental Insurance Cover Undercarriage Damage?

Not all policies will cover undercarriage damage. CarInsuRent offers car rental excess waiver insurance that covers damage to a vehicle, including damage to undercarriage, flat tires and lost keys. Another common type of coverage is the collision damage waiver (CDW), also called a loss damage waiver (LDW), which covers the rental car if it is damaged or stolen, but may not always include undercarriage damage.

It is recommended that when you rent a vehicle you review your rental agreement and insurance policies carefully and contact your provider with any questions regarding coverage for undercarriage damage.

We encourage you to read our full guide about Collision Damage Waiver to learn everything you need to know about CDW or LDW protection for rental cars.

How to Save Money on Car Rental Insurance?

Car rental insurance can be costly, but with CarInsuRent, you can save almost 50% on your insurance and get coverage for damages that car rental firms usually exclude, such as damage to the undercarriage, roof, tires, windscreen, and bumper. To get coverage for any rental vehicle anywhere in the world, all you need to do is fill out the form below and request a quote for your excess insurance. Once you pay for your purchase, you will receive a confirmation. Car rental companies typically charge a daily rate of around $15 for excess waiver, which can easily reach $150. However, with CarInsuRent, you can purchase excess waiver coverage at a low price of $4.5 per day. By using CarInsuRent, you can enjoy affordable car rental insurance without compromising on coverage.

Please see the Policy Wording for the complete terms and conditions.