Thrifty Car Rental Insurance: Understanding Your Coverage Choices

PUBLISHED ON May, 18 2023

UPDATED ON Mar, 26 2024


Renting a car from Thrifty Car Rental offers convenience and flexibility for travelers, but it’s essential to understand the insurance options available to ensure a smooth and worry-free rental experience. In this article, we will explore Thrifty Car Rental’s insurance offerings and provide valuable insights into making informed decisions when it comes to protecting yourself and the rental vehicle. By understanding the various insurance options, coverage details, and considerations, you can confidently choose the right insurance coverage that aligns with your needs and provides peace of mind during your rental period with Thrifty Car Rental.

Thrifty Car Rental aims to provide customers with a range of insurance options to cater to different preferences and travel requirements. From Loss Damage Waiver (LDW) to liability insurance and additional coverage choices, we will delve into the details of each option, including coverage inclusions, potential liabilities, and any additional benefits they may offer. By understanding these insurance offerings, you can make an informed decision and select the most suitable coverage for your specific rental needs.

Throughout this article, we will also provide tips for evaluating your insurance needs, understanding the policy terms and conditions, and considering cost-saving options. It’s crucial to weigh the benefits of the insurance coverage against your personal risk tolerance, budget, and any existing insurance policies you may have. By following these recommendations, you can navigate Thrifty Car Rental’s insurance options confidently and ensure you have the necessary coverage to protect yourself and the rental vehicle during your journey.

Stay tuned as we unravel the details of Thrifty Car Rental’s insurance options, providing you with the knowledge and insights you need to make informed decisions and enjoy a worry-free car rental experience.

Types of Insurance Offered by Thrifty Car Rental

Thrifty Car Rental provides various insurance options to cater to the needs of their customers. Understanding these insurance offerings will help you choose the coverage that best suits your requirements and provides adequate protection during your rental period. Here are the main types of insurance offered by Thrifty Car Rental:

A. Loss Damage Waiver (LDW)

  1. Coverage details and inclusions: LDW covers the cost of repairs or replacement of the rental vehicle in case of damage, theft, or loss. It typically includes Collision Damage Waiver (CDW) and Theft Protection. LDW may have an excess or deductible amount, which is the maximum amount you would be responsible for in case of damage or theft.
  2. Excess amount and potential financial liability: It’s important to review the specific excess amount associated with LDW and consider whether it is affordable for you in case of an incident. Thrifty Car Rental may offer options to reduce the excess or eliminate it altogether for an additional fee.

B. Liability Insurance

  1. Coverage for bodily injury and property damage: Liability insurance provides protection against claims made by third parties for bodily injury or property damage caused by the rental vehicle. It helps cover legal and financial obligations up to the policy limits.
  2. Limits and requirements: Thrifty Car Rental’s liability insurance will have specific coverage limits and may vary depending on the rental location. It’s crucial to understand the policy limits and any requirements set by the rental company or local regulations.

C. Personal Accident Insurance

  1. Protection for medical expenses and accidental death: Personal Accident Insurance provides coverage for medical expenses and accidental death resulting from an accident during the rental period. It offers additional financial protection for you and your passengers in the event of an unforeseen incident.
  2. Benefits and considerations: Review the coverage limits and benefits provided by Thrifty Car Rental’s Personal Accident Insurance. Consider whether this coverage is necessary based on your personal circumstances, existing insurance coverage, and the nature of your travel.

Thrifty Car Rental may also offer additional coverage options, such as Supplemental Liability Insurance (SLI) or roadside assistance, to provide enhanced protection and convenience during your rental. Understanding these options and their associated costs will help you make an informed decision regarding the level of coverage that suits your needs and budget.

By familiarizing yourself with the types of insurance offered by Thrifty Car Rental, you can choose the coverage that provides peace of mind and safeguards your rental experience. Remember to carefully review the terms and conditions of each insurance option, ask for clarifications if needed, and consider any existing insurance coverage you may have to avoid duplication of benefits.

Thrifty Car Rental Insurance Cost

2 Responses

  1. Chris says:


    I already purchased Collision Damage Plan from Expedia.
    Is it madatory to purchase LDW separately other than Collision Damage Plan?

    • Gil Farkash says:

      Thank you for taking the time to contact us.
      If you have CDW, you don’t need to purchase LDW.
      We do recommend that you purchase car rental excess insurance.

      The CarInsuRent Team

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Frequently Asked Questions (FAQ)

Can I buy a plan for just one day?

Yes. Insurance for a single day is available.

Can I buy a plan for part of my rental only?

No. We provide a single journey plan. You are covered from the time you pick up the rental car up to the time you return it or on the last date written on your Certificate of Insurance, whichever comes first.

Can I buy a plan when I pick up my rental car?

No. You should purchase a policy before starting your travel.

Find the answers you’re looking for to the most frequently asked car hire insurance questions as well as other questions relating to our products and services.

Visit the FAQ page