Yes. Insurance for a single day is available.
Sorting out car hire can be one of the most stressful parts of arranging a vacation. Even with a relatively good-value deal there is the worry that when you arrive the desk will have closed for the evening, or run out of cars or given yours to someone else etc., or you will be subjected to unpleasant hard-sell tactics.
See How Much You Can Save on Your Annual Car Hire Excess Insurance
Get StartedWarranty | What does it cover? | How much does it cover? |
---|---|---|
Damage due to collision or theft | Reimbursement of the deductible applied by the rental company as a result of accidental damage caused to the vehicle, including tires, windshield, underbody and other parts | $ 2,500 - $ 4,500 |
Improper Fuel Use Charges | Tank emptying costs and vehicle towing, when the wrong fuel is refueled into the vehicle by mistake. | $ 500 |
Loss or theft of keys | In the replacement of lost or stolen keys, including lock and locksmith costs. | $ 500 |
Towing charges | Covers the tow truck of the rented car in the event of a breakdown or accident. | $ 500 |
Vehicle return charges | If as a result of an accident or illness with hospitalization you cannot return the vehicle. | $ 250 |
Personnal belongings | In case your baggage, personal belongings or valuables are taken, permanently lost or unintentionally damaged during your trip | $ 500 |
Hotel expensses | If You are unable to use your rental vehicle as a result of it being stolen or damaged | $ 150 |
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Excess reduction is optional coverage from car rental companies, which reduces the renter’s financial liability if the vehicle is damaged or stolen. The maximum limit is reduced in the case a claim has already occurred.
Super Collision Damage Waiver (SCDW) is an upgraded form of Collision Damage Waiver (CDW) offered by rental car companies. It significantly reduces the lessee’s financial liability in case of damage to the rental vehicle. While CDW typically comes with a deductible or excess amount that the renter is responsible for in case of damage, SCDW lowers or eliminates this excess, providing more comprehensive coverage. Essentially, SCDW serves as a means for renters to minimize their out-of-pocket expenses in case of accidents or damages to the rented vehicle during the rental period.
Purchasing SCDW directly from the rental company would not be the best deal, and it will probably always be more expensive than other alternatives.
With CarInsuRent, your car hire excess insurance will be paid daily or annually, depending on the type of coverage you choose.
We encourage you to shop around, compare deals online, get a few quotes that will assist you to find the best deal. Keep in mind that car hire excess insurance comparison is not only for the best price and you should search and read some car hire excess insurance reviews as well.
See How Much You Can Save on Your Annual Car Rental Insurance
Get StartedWhen you rent a car, the price usually includes insurance cover for a major crash or write-off, but But many car hire insurance policies impose an insurance excess of several hundred Euros. This leaves you with the bill for the first €900-€2,500 – the excess – after an accident. Car rental companies make their profits by selling add-ons, and in particular overpriced excess insurance. Car hire firms try to persuade you to buy “super CDW” insurance to bring the excess down to zero – but they charge as much as €25 per day for limited cover. It doesn’t generally cover damage to the roof, tyres, window and undercarriage of the car.
Mr. Darren C, rented a vehicle from Enterprise in Spain. Despite declining the rental company’s insurance coverage due to its high cost, Darren decided to purchase standalone annual car hire excess insurance from CarInsuRent after reading about its benefits.
After Darren returned the rental vehicle, he received a letter from Enterprise stating that the rental car was damaged during his rental.
Unfortunately, Enterprise charged Darren US$ 1,355.31 for the damage.
However, Darren had purchased annual car hire excess insurance, which covered the excess amount he would have to pay in such situations. As a result, he was able to file a claim with CarInsuRent, and we reimbursed him for the repair costs incurred by the rental company. This saved Viktor hundreds of Euros, as he only had to pay US$ 94.90 for the car hire excess coverage instead of the full repair bill.
We recommend that you don’t hire a car without taking care of the excess on the insurance policy unless you’re happy to pay a hefty bill should the worst happen.
If you are reading this article it means that you’ve understand the risk and that you are aware to the fact that you don’t have to sign up to the policy you’re offered by the car rental company and that you can buy car hire excess waiver insurance from a specialist car hire excess insurance company.
CarInsuRent annual car hire excess insurance policy for Europe is US$ 89.90 (or US$ 115.90 for Worldwide coverage), and covers almost all eventualities – damage to windows, wheels and tyres, undercarriage and roof, misfuelling and the rest of the car up to US$ 2,500 per year. You can hire as many cars as you like for up to 45 days. For shorter rentals you can buy daily cover for US$ 6.50.
If you damage the car, the firms will charge the agreed excess, which you reclaim when you return home.
The drawback is that car hire desks will seek to block around €1,500 on your credit card for the duration of the rental if you don’t buy their insurance. So make sure your card has the capacity before you travel.
See How Much You Can Save on Your Car Rental Insurance
Get StartedYou are likely to find that CarInsuRent annual car hire excess insurance policy is cheaper than single trip policies for trips of around 14 days or longer. If you are going on multiple trips across the year and will be hiring a car for these then you may find it better value in the long-term to purchase one annual policy instead of numerous single trip policies.
CarInsuRent offers you the flexibility to cover your car hire excess for a length of time which suits you.
When you pick up the car, make sure that you mark every blemish or scratch on the rental agreement. Also check the spare wheel and whether the car is full of fuel (if it is supposed to be), and note down the mileage. We recommend that you take a video or photos as extra proof. When you return the vehicle, ask staff to inspect it and, ideally, to sign a confirmation that there is no new damage.
After you return the car and even if the rental passed off uneventfully, we recommend that you keep hold of the paperwork. In the following weeks keep an eye on your credit card to make sure promised payments are made, and that you’re not hit with extra charges.
So whether you hire a car regularly or just for a few days per year, we can provide a cover period to match. If you have any further queries please contact our customer service center either by email or over the phone within our office hours and we will be happy to help you.
If you are renting a car, 3rd party car hire excess insurance could save you a lot of money. If you are renting a vehicle a few times during the year or if you rent a vehicle for a long term, you are likely to find that CarInsuRent annual car hire excess insurance policy is cheaper than single trip policies for trips of around 14 days or longer.
If you are renting the vehicle and the rental vehicle is damaged, you can cover the excess costs. For the average SUV, this is generally around $800 – 3,500. Car rentals often upsell a hefty day charge to reduce your excess to $0-$350.
The best way to cover rental car excess is by purchasing standalone car hire excess insurance, also known as excess waiver insurance. This policy provides coverage for the excess amount charged by the rental company in case of damage or theft of the rental vehicle. It’s often more cost-effective than purchasing excess reduction directly from the rental company and offers broader coverage.
Yes. Insurance for a single day is available.
No. We provide a single journey plan. You are covered from the time you pick up the rental car up to the time you return it or on the last date written on your Certificate of Insurance, whichever comes first.
No. You should purchase a policy before starting your travel.
Find the answers you’re looking for to the most frequently asked car hire insurance questions as well as other questions relating to our products and services.
I am renting two different cars in two different countries (France and Portugal). It is essentially one trip, two weeks in France and 2 weeks in Portugal. Should i take out the annual or single trip policy? My quote was $85.00 for the annul cover. I want to make sure that it is a once-off annual payment, not a monthly deduction from my account, Thank you in advance.
Good morning James.
Thank you for taking the time to contact us.
The annual policy is billed only once – when you place your order. There is no recurring fee, and a friendly reminder to renew the policy (with a loyalty discount) is sent after 11 months.
You are not obligated to renew the policy (although we hope that the discount will drive you to do so).
I hope that I have addressed your question and concerns.
Have a safe trip.
The CarInsuRent Team
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