Option 1: Buy vehicle rental excess insurance from CarInsuRent.com

Pros:

Cons:

• You can choose the excess cover ($0 or $200)• Similar to other travel insurance products, this policy reimburses your expenses. In case of an incident, the rental company would bill your credit card (up to your excess value) and you would have to file a claim to CarInsuRent to get your reimbursement.
• Covers excess charged by all licensed rental vehicle suppliers.
• Also covers single-vehicle accidents and damage to rental cars
• Covers damage to the tyres, windscreen, glass, underbody & roof
• Covers all authorised and eligible drivers listed on the rental agreement
• Covers lost, stolen or accidentally damaged valuables, baggage, and personal belongings up to $1,500 (up to $500 each person)